Moore
Employees
Credit
Union
Savings Interest Rates

Listed below are the current interest rates earned on savings share drafts.

Effective: March 21, 2008

Savings Accounts Rate APY
Regular Shares 0.75% 0.75%
Diamond Passbook 1.50% 1.51%
Young People's Account 1.50% 1.51%
Vacation Club 1.25% 1.26%
Share Drafts 0.50% 0.50%
IRA Passbooks 1.50% 1.51%
Christmas Clubs 1.25% 1.26%
Escrow Accounts
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Certificate of Deposit Accounts Rate APY
6 months 2.70% 2.74%
1 year 2.70% 2.74%
2 years 2.80% 2.84%
3 years 3.10% 3.15%
4 years 3.60% 3.67%

Note: All share certificates have monthly dividends. A $500 minimum deposit is required on all share certificates. There may be a penalty for early withdrawal. All rates are subject to change without notice.

 





 

 

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Loan Interest Rates

Listed below are the current loan interest rates. For more information, see our
loans page. Loans marked with a asterisk (*) indicate variable-length loans.

Effective: March 11, 2008

Loans Months APR Pmt per $1000
Shares Pledged 12* 4.75% 85.51
New Vehicles (20% down) 72 5.99% 16.57
  36 5.99% 30.42
  72 6.49% 16.81
Used Vehicles (20% down) Year 2003 or newer 60 5.99% 19.33
  36 6.49% 30.54
  48 6.99% 23.71
  60 7.24% 19.80
Year 2000 - 2002 36 7.74% 31.22
  48 7.99% 24.41
Non-Titled RVs / Boats / ATVs + 1% to current 36 mo. car rate
Recreational Vehicle 120 9.50% 12.94
Collateral Covered Loans 60* 10.40% 21.44
Mobile Home Loans 60* 10.40% 21.44
Other Loans 36* 11.40% 32.94
Home Equity Loan Rates to 80% LTV 1st or 2nd mortgage 36 6.24% 30.54
  60 6.74% 19.68
180 7.24% 9.12
1st or 2nd mortgage (balloon 15 yr. amortization) 36 6.24% 8.57
  60 6.74% 8.85
Home Equity Loan Rates to 90% LTV 1st or 2nd mortgage (balloon 15 yr. amortization) 36 6.99% 8.98
  60 7.49% 9.27

Note: Rates are subject to change without notice. Rates posted are best offered and can be adjusted according to credit rating.